Pay Here Truck Loans

Pay Here Trucks or BHPH truck loans are a great alternative for truck shoppers not wanting to utilize conventional bank financing. There are a number of factors including bad credit, no credit, time at residence or employment that might not allow a truck shopper to get bank financing.


Not all pay here truck dealerships are the same. Just as different truck dealers use different lenders, pay here dealers may have different criteria, interest rates, down payment, or terms.

Community Auto Credit can help you get the buy here pay here financing you need through our nation-wide network of BHPH pay here truck lots. We place you with the right pay here dealer to get the best interest rate and lowest down payment possible. Some dealerships have zero down options.

Complete our 2 minute application and we'll get to work in locating a buy here pay here truck lot in your area. Alternatively, if there is not a participating buy here pay here truck dealer in your area, we will locate the nearest dealership to save you time and frustration.

Once a buy here pay here dealer accepts your application or vehicle request, we will notify you via email. Some applicants report getting approved in as little as 15 minutes.

Typically, you'll be contacted within 24-48 hours. Some car shoppers receive a call in as little as 15 minutes.

Apply Here - Truck Financing